Books by Karl Hartey
Books by Karl Hartey
Fun First, Education Second
Books should entertain, inspire, and empower—and that’s exactly what Karl Hartey’s collection does. Whether it’s helping adults master financial wisdom or sparking children’s love for reading, every book Karl writes follows one golden rule:
Fun first, education second.
From game-changing finance guides to laugh-out-loud adventures with two loveable Newfipoos, Karl’s books break down complex ideas, ignite curiosity, and make learning effortless.
Karl’s books aren’t just pages of information—they’re tools for transformation. Whether it’s teaching adults how to build wealth or helping children discover the joy of reading, every book is written with one goal in mind: to make learning easy, exciting, and empowering.
The Smart Series – The Ultimate Guides to Financial Freedom
The Smart Series is for those who want to take control of their financial destiny—without the jargon, confusion, or headache. Whether you’re an entrepreneur, investor, retiree, or just someone who wants to make smarter money moves, this series breaks it all down in a clear, no-nonsense, straight-talking way.
SMART MONEY
A teen’s guide to understanding and mastering finance.
SMART INVESTING
A teen’s guide to understanding and mastering investing.
SMART INSURANCE
A teen’s guide to understanding and mastering insurance.
SMART AI
How artificial intelligence is changing the world of business, finance, and investment.
SOON TO BE RELEASED:
SMART LEGAL
Essential legal knowledge to safeguard your wealth, business, and estate.
SMART BUSINESS
A masterclass in entrepreneurship, business growth, and financial strategy.
SMART RETIREMENT
How do you retire on your terms, with financial security and freedom?
🔍 Who is this series for?
Anyone who wants to get ahead financially, whether they’re just starting out or looking to refine their strategy. No jargon. No fluff. Just real, actionable knowledge.
All You Need to Know Series – Simplifying Success
Karl believes that education should be accessible, simple, and effective. That’s why the All You Need to Know Series is designed to deliver big knowledge in bite-sized, easy-to-understand lessons.
Each book strips away unnecessary complexity and gets straight to the point, giving you exactly what you need to know—and nothing you don’t.
- All You Need to Know About Investing
- All You Need to Know About Trusts
- All You Need to Know About Protection
- All You Need to Know Divorce and Financial Settlements
- All You Need to Know About Retirement Planning
- All You Need to Know About Long-term Care
- All You Need to Know About Inheritance Tax and Estate Planning
🔍 Who is this series for? Anyone who wants clear, straight-to-the-point advice without being overwhelmed.
How to Survive the Sharks – Thriving in the Business & Finance World
In business, in finance, and in life, there are sharks everywhere—people and systems designed to take advantage of those who aren’t prepared.
How to Survive the Sharks is Karl’s ultimate playbook for spotting financial predators, avoiding common mistakes, and staying one step ahead in the business world.
Learn how to:
- Spot financial scams and dodgy deals before they happen.
- Navigate the corporate world without getting swallowed whole.
- Build a financial fortress that no shark can penetrate.
🔍 Who is this book for? Entrepreneurs, investors, professionals, and anyone who wants to win the money game without getting eaten alive.

Consider. Decide. Act. – The Formula for Success
Success isn’t an accident—it’s a choice, a decision, and an action.
Consider. Decide. Act. is Karl’s blueprint for high-performance thinking, breaking down how the most successful people make decisions, overcome fear, and take action to change their lives.
🔍 Who is this book for? Anyone who feels stuck, overwhelmed, or unsure of their next steps. If you want to think bigger, move faster, and achieve more—this book is for you.

Mollie and Tobie – Changing Children’s Lives, One Story at a Time
At the heart of Karl’s books is one very special series:
The Mollie and Tobie Adventures.
These aren’t just children’s books…. they’re a mission.
Inspired by Karl’s two real-life Newfipoos, Mollie and Tobie, this acclaimed children’s book series is designed to:
- Help children fall in love with reading through fun, furry, and adventurous stories.
- Teach important life lessons in an engaging, heartwarming way.
- Create lifelong memories with stunning, immersive illustrations.
Each book takes young readers on an unforgettable adventure, featuring humor, heart, and the boundless energy of two lovable dogs.
🔍 Who is this series for? Kids of all ages, parents who want to make storytime magical, and teachers looking for engaging books that inspire a love for reading.
Because when learning is fun, children thrive.
“The right words at the right time can change your life.”“If you don’t control your money, your money will control you.”“Wealth is built with strategy, not luck.”“Wealth is built with strategy, not luck.”
“The right words at the right time can change your life.” | “If you don’t control your money, your money will control you.” | “Wealth is built with strategy, not luck.”“The right words at the right time can change your life.” | “If you don’t control your money, your money will control you.” | “Wealth is built with strategy, not luck.”